Haba Groups gives every group a verified account, automatic M-Pesa contributions, real-time progress tracking, and dual-trustee approvals on every shilling that leaves.
How it works
Submit your name, phone and ID. Once approved, you can open a group.
Set a savings target, contribution amount and frequency. Get a unique paybill.
Send secure invite links. Members sign in and elect two trustees.
Members get SMS reminders with a one-tap STK Push payment link.
Withdrawals require both trustees to approve before funds move.
Every member sees balance, contributions, and a full ledger of activity.
Every group becomes a uniquely-named account with its own paybill.
No single person can move money — both elected trustees must approve.
SMS nudges on contribution day with a secure pay link.
Watch the group climb toward its target with real-time charts.
Row-level security ensures only your group sees your data.
Every contribution, transfer and approval is permanently logged.
Security first
Withdrawals trigger approval requests sent to both elected trustees. Funds only move when both have signed off — preventing fraud, mistakes and pressure.
Verify your identity, open a paybill, and invite your members in under 5 minutes.